If you’ve been dreaming of a backyard pool, a 16×32 inground pool is one of the most popular sizes. It’s big enough for swimming laps, hosting friends, or letting the kids splash around, but not so big that it takes over your yard or your budget.
But before you dive in, one of the first questions is always:
How much will a 16×32 inground pool cost?
The truth is, there’s no one-size-fits-all answer. The cost depends on the type of pool, your backyard, the features you want, and even where you live.
We will break down everything you need to know, including average costs, tables for easy comparison, examples of real projects, and budgeting tips. By the end, you’ll have a clear picture of what to expect and how to plan.
Why Pool Costs Can Vary So Much
Even if two pools are the same size, 16×32, their prices can be very different. Here are the main factors:
- Type of pool: Vinyl, fiberglass, or concrete
- Your backyard: Soil type, slope, rocks, and how easy it is to get equipment into your yard
- Upgrades and features: Heaters, lights, automatic systems, water features, and decking
- Permits and local rules: Some cities have strict rules for pools
- Labor costs: This depends on the local market and the experience of the installers
So when someone gives you a single number without visiting your home or knowing what features you want, that number may not be accurate.
Average Cost of a 16x32 Inground Pool
| Pool Type | Material Cost | Installation Cost | Total Estimated Cost |
|---|---|---|---|
| Vinyl-Liner | $3,000–$6,000 | $15,000–$25,000 | $18,000–$31,000 |
| Fiberglass | $10,000–$18,000 | $20,000–$30,000 | $30,000–$48,000 |
| Concrete (Gunite/Shotcrete) | $15,000–$25,000 | $30,000–$40,000+ | $45,000–$70,000+ |
Tip: Vinyl pools are generally the cheapest, concrete pools are the most expensive, and fiberglass is somewhere in the middle.
1. Vinyl-Liner Pools
Vinyl-liner pools are the most budget-friendly option. They are made of a flexible liner stretched over a steel or polymer frame.
Pros of Vinyl Pools
- Lower cost than fiberglass or concrete
- Smooth surface that is gentle on skin
- Quick installation
Cost Breakdown
| Expense | Low End | High End |
|---|---|---|
| Excavation | $1,000 | $3,000 |
| Pool Shell & Walls | $3,000 | $6,000 |
| Liner | $1,500 | $4,000 |
| Plumbing & Filtration | $2,000 | $4,000 |
| Electrical/Lighting | $800 | $2,000 |
| Decking/Concrete | $3,000 | $6,000 |
| Permits | $500 | $1,000 |
| Total | $18,000 | $31,000 |
Things that affect the cost:
- Thickness and design of the liner
- Decking materials around the pool
- Optional upgrades like saltwater systems or automation
2. Fiberglass Pools
Fiberglass pools come as a one-piece shell that is lowered into the ground.
Pros of Fiberglass Pools
- Smooth gel-coat finish that resists algae
- Fast installation
- Low maintenance
Cost Breakdown
| Expense | Low End | High End |
|---|---|---|
| Excavation | $1,500 | $3,500 |
| Fiberglass Shell | $10,000 | $18,000 |
| Plumbing & Filtration | $2,000 | $4,000 |
| Electrical/Lighting | $800 | $2,000 |
| Decking/Concrete | $3,500 | $6,000 |
| Delivery/Handling | $1,000 | $2,000 |
| Permits | $700 | $1,500 |
| Total | $30,000 | $48,000 |
Things that affect the cost:
- Backyard accessibility (tight spaces may need a crane)
- Shell finish and color
- Optional upgrades like automated covers
3. Concrete Pools (Gunite/Shotcrete)
Concrete pools are built on-site using steel and concrete. They are highly customizable and last a lifetime.
Pros of Concrete Pools
- Fully customizable shapes and sizes
- Durable, long-lasting surface
- Can add advanced features like waterfalls and tanning ledges
Cost Breakdown
| Expense | Low End | High End |
|---|---|---|
| Excavation | $1,500 | $4,000 |
| Steel Reinforcement | $3,000 | $6,000 |
| Gunite/Shotcrete | $7,000 | $12,000 |
| Surface Finish | $3,000 | $8,000 |
| Plumbing & Filtration | $2,500 | $4,500 |
| Electrical/Lighting | $800 | $2,000 |
| Decking | $4,000 | $8,000 |
| Permits | $800 | $1,500 |
| Total | $45,000 | $70,000+ |
Things that affect the cost:
- Custom shapes and features
- Specialty finishes like pebble or quartz
- Complicated excavation or rocky soil
Popular Upgrades for Your Pool
Many homeowners spend a little extra to make their pool more fun or easier to maintain.
| Upgrade | Typical Cost |
|---|---|
| Heater (gas/electric) | $1,000–$3,000 |
| LED Lights | $500–$1,500 |
| Saltwater System | $800–$2,000 |
| Automatic Pool Cover | $2,500–$5,000 |
| Water Features (fountains, bubblers) | $1,500–$6,000 |
| Spa or Sitting Bench | $1,500–$8,000 |
| Smart Pool Controls | $800–$2,000 |
Tip: Upgrades can add enjoyment and value to your pool, but plan your budget before adding everything at once.
Ongoing Costs to Consider
| Category | Annual Cost |
|---|---|
| Chemicals | $300–$800 |
| Electricity (pump, heater) | $500–$1,500 |
| Cleaning and Maintenance | $500–$1,200 |
| Winterization (if needed) | $200–$800 |
| Repairs/Parts | $300–$1,000+ |
Remember, keeping your pool in good shape ensures it lasts longer and stays safe for your family.
Example Projects for a 16x32 Pool
Here are three realistic examples to show what different pools could cost:
Example 1 – Basic Vinyl Pool
Features: Standard vinyl liner, basic pump, no upgrades
Total Cost: $22,000
| Item | Cost |
|---|---|
| Excavation | $1,800 |
| Pool Shell & Liner | $7,000 |
| Pump & Filtration | $2,500 |
| Lighting & Electrical | $1,200 |
| Decking | $4,000 |
| Permits | $500 |
| Total | $22,000 |
Example 2 – Mid-Range Fiberglass Pool
Features: Premium fiberglass shell, LED lights, salt system
Total Cost: $38,500
| Item | Cost |
|---|---|
| Excavation | $2,500 |
| Fiberglass Shell | $14,000 |
| Pump & Filtration | $4,000 |
| LED Lighting | $1,000 |
| Decking | $6,000 |
| Delivery/Handling | $1,800 |
| Permits | $700 |
| Total | $38,500 |
Example 3 – Custom Concrete Pool
Features: Gunite/shotcrete, pebble finish, automated controls
Total Cost: $64,000
| Item | Cost |
|---|---|
| Excavation | $3,500 |
| Steel + Gunite | $17,000 |
| Pebble Finish | $6,500 |
| Pump & Filtration | $4,500 |
| Lighting/Automation | $2,000 |
| Decking | $8,000 |
| Permits | $1,000 |
| Total | $64,000 |
Comparing Pool Types Side by Side
| Feature | Vinyl | Fiberglass | Concrete |
|---|---|---|---|
| Cost | Low | Medium | High |
| Installation Time | Fast | Fast | Slow |
| Custom Shape Options | Limited | Limited | Unlimited |
| Surface Durability | Good | Very Good | Excellent |
| Maintenance | Medium | Low | Medium-High |
| Resale Appeal | Good | Very Good | Excellent |
Quick Advice:
- Vinyl if you want budget-friendly
- Fiberglass if you want low maintenance
Concrete if you want long-term value and customization
Financing Options
Many homeowners finance their pool:
- Home equity loans
- Personal loans
- Specialized pool financing from builders
Ask your installer about payment plans to make it easier on your budget.
How Long Will Installation Take?
| Pool Type | Time to Install |
|---|---|
| Vinyl | 4–6 weeks |
| Fiberglass | 3–6 weeks |
| Concrete | 8–12+ weeks |
Weather, site conditions, and permit approval can affect timing.
Questions to Ask Your Pool Installer
When talking to a contractor, ask:
- Are permits included?
- Does the quote include all excavation and site prep?
- What is the warranty on the pool and equipment?
- Are upgrades priced separately?
- How long will it take from start to finish?
These questions will help you avoid surprises later.
Your Backyard Pool Starts Here
A 16×32 inground pool is a perfect size for families, entertaining, and long-term enjoyment. The right choice depends on your budget, backyard, and lifestyle.
📩 Start your pool journey today! Email welcome@aquaelitepool.com for a personalized estimate and expert guidance.